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Is the loan comparison Schufa-neutral?

In principle, a distinction is made between conditions and credit requests.If you only want to find out about the currently possible conditions among lenders and compare them, you make a conditions request.If you have chosen a certain loan, make a binding credit request.

The decisive difference between conditions and credit inquiries is that pure conditions have no effect on the Schufa score.Although there is also an entry at Schufa, this is only visible to you and not for all lenders.Therefore, in this case, one speaks of the fact that the loan request is Schufa-neutral because only conditions are requested.This also means that your creditworthiness does not change through a conditions request.